Money Methods

Savings Accounts

Best Savings Rates in Singapore

Compare 18 high-yield rates side by side. Input your deposit amount, select what conditions you can meet, and find the best account for your situation — updated for March 2026.

Rates as of 17 Mar 2026

Find Your Best Rate

Enter your deposit amount, select what you can do, and we'll rank the best accounts for you.

$

What can you do?

Select all that apply — accounts will rank by your effective rate.

💰
Credit Salary
I can credit my salary via GIRO
💳
Card Spending
I can spend on the bank's credit/debit card
📄
Bill Payments
I can pay 3+ bills via GIRO
📈
Invest
I'm willing to invest with the bank
🛡️
Insurance
I'm willing to buy insurance from the bank
🌱
Grow Balance
I can increase my balance monthly

Showing 18 accounts, ranked by effective rate

🥇
StashAway[18]
StashAway Simple
2.10%
p.a.
Not savings account
$1,050/yr
🥈
Chocolate Finance[16]
Chocolate Finance Top-Up
2.00%
p.a.
Not savings account
$1,000/yr
🥉
Syfe[17]
Syfe Cash+ Flexi
1.70%
p.a.
Not savings account
$850/yr

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#1
StashAway[18]Not savings accountNO SDIC
StashAway Simple
2.10%
$1,050/yr
#2
Chocolate Finance[16]Not savings accountNO SDIC
Chocolate Finance Top-Up
2.00%
$1,000/yr
#3
Syfe[17]Not savings accountNO SDIC
Syfe Cash+ Flexi
1.70%
$850/yr
#4
MariBank[10]DigitalSDIC ✓
Mari Savings Account
0.88%
$440/yr
#5
GXS Bank[11]DigitalSDIC ✓
GXS Savings Account
0.88%
$440/yr
#6
RHB[14]BankSDIC ✓
RHB High Yield Savings Plus
0.70%
$350/yr
#7
CIMB[13]BankSDIC ✓
CIMB FastSaver Account
0.50%
$250/yr
#8
Maybank[7]BankSDIC ✓
Maybank SaveUp Account
0.19%
$95/yr
#9
BOC[6]BankSDIC ✓
BOC SmartSaver
0.10%
$50/yr
#10
UOB[1]BankSDIC ✓
UOB One Account
0.05%
$25/yr
#11
OCBC[2]BankSDIC ✓
OCBC 360 Account
0.05%
$25/yr
#12
DBS[3]BankSDIC ✓
DBS Multiplier Account
0.05%
$25/yr
#13
Standard Chartered[4]BankSDIC ✓
SC Bonus$aver
0.05%
$25/yr
#14
HSBC[8]BankSDIC ✓
HSBC Everyday Global Account
0.05%
$25/yr
#15
POSB[9]BankSDIC ✓
POSB SAYE (Save As You Earn)
0.05%
$18/yr
#16
Trust Bank[12]DigitalSDIC ✓
Trust Bank Savings (Flex Plan)
0.05%
$25/yr
#17
UOB[15]BankSDIC ✓
UOB Stash Account
0.05%
$25/yr
#18
Citi[5]BankSDIC ✓
Citi Wealth First Account
0.01%
$5/yr

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Disclaimer: Rates shown are for illustration purposes based on publicly available information as of 17 March 2026. Actual rates may vary. Bonus interest is subject to individual account terms and conditions. Products marked "NOT SDIC insured" are not covered under the Singapore Deposit Insurance Corporation. This is not financial advice — please verify directly with each institution.
📋 Sources (22)